Yes, as a passenger during an active ride, you are covered by the rideshare company's insurance. Uber and Lyft maintain coverage of at least $1 million for accidents occurring during a trip. This coverage can include compensation for medical bills, on-going rehabilitation, lost wages, property damage, pain and suffering, and any other injury related expenses. Consulting with an Oregon rideshare accident lawyer can help you maximize compensation.

If you're not logged into the app at the time of the accident, the rideshare company will not cover your injury expenses. Companies like Uber and Lyft, insurance coverage are only active when the app is on. Consult with an Oregon rideshare accident lawyer to review your personal auto insurance policy and potentially seek compensation from the responsible party.

Rideshare accident cases are more complex due to the involvement of multiple insurance policies, including the driver’s personal insurance and the rideshare company’s coverage, which varies based on the driver’s app status. Determining liability also requires analyzing app data, trip records, and whether the driver was actively transporting a passenger. Additional complexities arise if passengers, other drivers, or pedestrians are involved.

The length of the claim process for a rideshare accident can vary significantly depending on the complexity of the accident, the severity of injuries sustained, recovery time, and the cooperation of the parties involved. Claims involving multiple parties, such as the rideshare company, insurance providers, legal teams, and potentially other drivers or pedestrians, can add layers of complexity, leading to longer resolution times.

At Senft Legal, we work on a contingency fee basis meaning you don’t pay any upfront fees. Instead, we receive a percentage of your settlement or court award, typically ranging from 33% to 40%, depending on the complexity of the case. We want you to have the access to legal representation and help you attain the maximum compensation you deserve.